The workers' compensation system provides replacement income, medical expenses, and sometimes vocational rehabilitation benefits -- that is, on-the-job training, schooling, or job placement assistance. The benefits paid through workers' compensation, however, are almost always relatively modest.

If you become temporarily unable to work, you'll usually receive two-thirds of your average wage up to a fixed ceiling. But because these payments are tax-free, if you received decent wages prior to your injury, you'll fare reasonably well in most states. You will be eligible for these wage-loss replacement benefits as soon as you've lost a few days of work because of an injury or illness that is covered by workers' compensation.

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Good Fellowship Ambulance & EMS Training Institute is the busiest Emergency Medical Service in Chester County.  We also have the largest quantity of volunteers in the county providing emergency ambulance services and training. Within this industry we are always going somewhere quickly and putting ourselves in harm's way. Francis Hall and Keystone Volunteer Insurance Group have helped us protect our members for many years.

They are always knowledgeable regarding every aspect of insurance and risk management. Being a non-profit, they are always helping us find ways to provide the best coverage at the lowest costs. I have always recommended them to all my peers in the EMS and Fire service. Through Keystone Volunteer Insurance Group, we have protected everyone from Board members to students, EMT's to career staff.

They, like us, are always there when you need them.

Respectfully,

William M. Wells, Sr., BS, EMT-P
Executive Director

Undoubtedly, one of the major goals of any employer is to make a profit. Sometimes, it may become tempting to cut corners in order to make more money. One thing that should never be sacrificed is workers' compensation insurance coverage. Given the price that many employers must pay for workers' compensation premiums, is there any way that they can keep the costs down? You bet. Here are ten of them.

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