By applying risk management tools normally reserved for business we help you and your family avoid claims. Through our custom-tailored insurance packages, we ensure that you’ll be properly covered if a claim arises. From your first apartment to your vacation property, Francis Hall has got you covered.
It’s not just a house, it’s your home...
We get that and as a local, family owned agency, we also understand the risks unique to our area.
What is Homeowners Insurance?
Homeowners insurance protects you financially against unexpected damage to your home and possessions. It also provides protection financially in the event of legal responsibility for injuries or property damage to others.
What Does Homeowners Insurance Cover?
Sudden, accidental and unforeseen damages to your home and belongings. There are exceptions inside each policy, the most common of these are damages caused by flood, earthquake, or lack of maintenance. There are additional policies available to cover most exceptions.
Things to consider and questions to ask your agent: